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For Floodplain Inquiries, please contact:

Todd Fortune, CFM, Transportation Planner I
Brad Mercer, Planning Manager
Gerald A. Newton, AICP, LCPC/LCATS/Development Executive Director
Like most counties in Ohio, Licking County utilizes the Flood Insurance Rate Maps (FIRM) that are produced by the Federal Emergency Management Agency (FEMA). These maps were created as a tool for communities to use when managing Special Flood Hazard Areas. These areas typically have a one percent chance of flooding in any given year or a 25% chance of flooding over the life of a 30-year mortgage. The FIRMs are, at best, conservative interpretations of the existing Special Flood Hazard Areas. With this in mind, the Licking County Planning Commission adapted the Flood Damage Prevention Regulations from the National Flood Insurance Program (NFIP) minimum standards to compliment the existing Flood Insurance Rate Maps. The differences between Licking County's Flood Damage Prevention Regulations and the Standard Regulations that FEMA requires are quite significant. An example would be the requirement dealing with useable ground. In order for a new lot to be created in Licking County, there must be enough ground where natural elevation is above the Base Flood Elevation for house, well, and septic. The Licking County Health Department, County Engineers, and the Natural Resource Conservation Service support this requirement. Another difference is that the Licking County Regulations require the placement of permanent benchmarks when creating a subdivision. All residents of Licking County will benefit from this requirement, since establishing these permanent benchmarks makes determining property elevations much easier and less expensive.

Licking County is also involved with the Community Rating System Program (CRS). This program was developed through the National Flood Insurance Program to give communities the incentive to do more than just regulate building in the flood hazard area. If communities such as Licking County decide to implement CRS into their floodplain management activities, they work toward accumulating points based on more comprehensive floodplain management activities. The more points communities receive for their activities, the greater the reduction in flood insurance premiums local residents are required to pay. This program is strictly voluntary. Licking County joined the program in 1993 and based on their efforts that first year, the county residents received a five percent discount on flood insurance premiums. In 1997, Licking County was approved for an additional five percent discount, bringing the total to ten percent off the premium rate for residents requiring flood insurance. Residents who are not required to purchase flood insurance, but do so to protect their home and/or posessions, recieve a 5% discount.

Licking County assisted the Village of Hebron implement a Flood Mitigation Assistance Grant provided through the Federal Emergency Management Agency. FEMA's Flood Mitigation Assistance (FMA) provides funding to assist states and communities in implementing measures to reduce or eliminate the long-term risk of flood damage to buildings, manufactured homes, and other structures insurable under the National Flood Insurance Program (NFIP). The Village of Hebron's program was successful in removing four homes from the floodplain, which had repeatedly suffered from flood damages. Similar assistance from Licking County enabled the city of Pataskala to remove one home from repeated flood damages.

A Stream Maintenance Brochure is available to assist land owners with watercourse management questions and concerns.

Please checkout our brochure on Licking County Flood Protection.
CHICAGO – With forecasts predicting significant flooding this spring, Ohio faces the threat of flooding along rivers and tributaries throughout the state. The Federal Emergency Management Agency (FEMA) is encouraging individuals, families and businesses to prepare for flooding now by purchasing a flood insurance policy, as there is a 30-day waiting period before a flood insurance policy takes effect.

Over the past 20 years, there have been numerous flood disasters in Ohio, 18 of which have been significant enough to warrant disaster declarations by the President. A claim on a flood insurance policy can be filed after any flooding event whether or not it is declared a disaster by the President.

“We’re all at some level of flood risk. Homeowners, renters and business owners should take steps now to protect against that risk,” said Andrew Velasquez III, FEMA Region V administrator. “Because homeowner's insurance does not cover flood loss, purchasing a flood insurance policy is one of the best ways to protect yourself from the financial impacts associated with flood damage.”

Flood insurance is available to everyone in those communities that participate in the National Flood Insurance Program. Homes and businesses do not have to be in a high-risk flood hazard area to be eligible for coverage. In fact, more than 20 percent of all claims come from floods that happened in low or moderate flood-risk areas.

The average cost of a flood insurance premium in Ohio is about $776 a year – just $2 a day for financial protection from what could be devastating effects of a flood in a home or business. Flood insurance policies can be purchased for both the property and contents; an insurance agent can tailor a policy to fit specific needs.

Find out more about flood insurance and your flood risk online at or call 1-888-379-9531.

FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards.

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