Like most counties in Ohio, Licking County utilizes the Flood Insurance Rate Maps (FIRM) that are produced by the Federal Emergency Management Agency (FEMA).
These maps were created as a tool for communities to use when managing Special Flood Hazard Areas. These areas typically have a one percent chance of flooding
in any given year or a 25% chance of flooding over the life of a 30-year mortgage. The FIRMs are, at best, conservative interpretations of the existing Special Flood
Hazard Areas. With this in mind, the Licking County Planning Commission adapted the Flood Damage Prevention Regulations from the National Flood Insurance Program (NFIP)
minimum standards to compliment the existing Flood Insurance Rate Maps. The differences between Licking County's Flood Damage Prevention Regulations and the Standard
Regulations that FEMA requires are quite significant. An example would be the requirement dealing with useable ground. In order for a new lot to be created in Licking
County, there must be enough ground where natural elevation is above the Base Flood Elevation for house, well, and septic. The Licking County Health Department, County
Engineers, and the Natural Resource Conservation Service support this requirement. Another difference is that the Licking County Regulations require the placement of
permanent benchmarks when creating a subdivision. All residents of Licking County will benefit from this requirement, since establishing these permanent benchmarks makes
determining property elevations much easier and less expensive.
Licking County is also involved with the Community Rating System Program (CRS). This program was developed through the National Flood Insurance Program to give communities
the incentive to do more than just regulate building in the flood hazard area. If communities such as Licking County decide to implement CRS into their floodplain management
activities, they work toward accumulating points based on more comprehensive floodplain management activities. The more points communities receive for their activities, the
greater the reduction in flood insurance premiums local residents are required to pay. This program is strictly voluntary. Licking County joined the program in 1993 and based
on their efforts that first year, the county residents received a five percent discount on flood insurance premiums. In 1997, Licking County was approved for an additional
five percent discount, bringing the total to ten percent off the premium rate for residents requiring flood insurance. Residents who are not required to purchase flood
insurance, but do so to protect their home and/or posessions, recieve a 5% discount.
Licking County assisted the Village of Hebron implement a Flood Mitigation Assistance Grant provided through the Federal Emergency Management Agency. FEMA's Flood Mitigation
Assistance (FMA) provides funding to assist states and communities in implementing measures to reduce or eliminate the long-term risk of flood damage to buildings, manufactured
homes, and other structures insurable under the National Flood Insurance Program (NFIP). The Village of Hebron's program was successful in removing four homes from the floodplain,
which had repeatedly suffered from flood damages. Similar assistance from Licking County enabled the city of Pataskala to remove one home from repeated flood damages.
A Stream Maintenance Brochure
is available to assist land owners with watercourse management questions and concerns.
Please checkout our brochure on Licking County Flood Protection